| MCartMCPS  |  Gateway  |  Pricing  |

The term electronic commerce or ecommerce is used to describe doing business over the Internet. Ecommerce has been described as the new economic paradigm. By 2002, total ecommerce transactions are projected to exceed over $1 trillion dollars annually. A direct, real-time, producer to consumer virtual marketplace will dominate the national and global economies. Hundreds of thousands of new and agile companies will emerge from around the globe. Opportunity for prosperity will abound for those prepared to take advantage of it. 

The implications for businesses, both large and small, are clear. Ecommerce means advertising, selling and supporting products and services using a Web Store around the clock for customers worldwide. The Web Store, or store that works while you sleep, is not geographically or politically restricted. It has global reach. Get your Webster Web Store working for you today in 3 easy steps.

There are a number of ways with varying levels of sophistication to conduct ecommerce. Your Webster Virtual Server can take advantage of any combination of features to include third party solutions that you select to conduct ecommerce. The Webster virtual server is "ecommerce ready" and there is no need to go to a third party for any costly add-on features in order to create your virtual store. There is nothing complicated about ecommerce - Webster demystifies the process and drops the cost. Its business, plain and simple. To start with your web hosting solution should include SSL and/or PGP(server-side) encryption for secure transactions.  Webster offers both types of encryption free with all virtual server accounts. Through our affiliated companies, we control the entire process of provisioning a virtual store from end-to-end to include the real-time transaction gateway. Bottom line - we offer you a one-stop solution.

Webster also offers a comprehensive suite of electronic commerce products and services which cover all the facets of building and maintaining a Web Store.  The Webster solution is robust and low cost because at Webster, we believe that everyone should have the opportunity to participate in the "global marketplace." There are three basic products/services required to conduct "real-time" ecommerce 24 hours a day, seven days a week.
 

  1. Build a web store with a shopping cart, catalog and inventory features using MCart; 
  2. Accept Payment. Execute payment processing for real-time credit card transactions using  a merchant account and gateway to a payment processing center such as MCPS; 

  3. Promote your web store and find channels to resell your products and services through marketing venues.



MCart Web Store ($200). Builds the shopping cart using point & click technology from your Webster control panel, creates product catalogs, organizes the layout of the site, tracks inventory, calculates transactions, creates invoices, generates sales statistics, and much more. Comparable packages cost $500 or even $1000 dollars for a single store license. Automates your store management so you can manage your business. You can use MCart as a standalone application with your virtual server, FREE SSL and PGP access included, or as part of Webster's turnkey ecommerce solution. The MCPS transaction gateway, Webster's ecommerce affiliate, can work with most existing web stores and shopping carts. It also works with most merchant accounts provided by the major banks.

1st Commerce - secured merchant accounts for ecommerce web sites


Merchant Commerce and Payment Services (MCPS) Low Cost Solution for Webster Customers. Provides payment processing services using secure, encrypted real-time credit card transactions over the Internet. Fraud protection is built-in. MCPS provides you with a real-time transaction gateway so you can accept credit card payment over the Web. Need a merchant account? MCPS can help you get a merchant account and coordinate the transfer of funds between a customer's bank and your bank when the customer makes a purchase from you. This frees up your time spent on manually reconciling accounts, confirming authorizations, transferring funds etc. Already have a merchant account? MCPS can provide you with a transaction gateway that allows you to process credit cards in real-time.

* Even if you have a standard merchant account, you need to obtain an Internet compliant merchant account and MCPS can assist you. However, you can use your Internet compliant merchant account to process standard merchant account transactions via your Web Store and on-line order forms.

Internet Merchant Accounts
MCPS 's partners offer competitive rates for Internet compliant merchant accounts. There is a 99% approval rate on final applications submitted. Take advantage of this offer today! Application processing will normally occur within 2 weeks. Upon receipt of a complete and accurate application, you will gain access to a user-friendly, on-line interface which provides detailed up-to-date reports and will allow you to track, administer, void, and reconcile transactions anytime and from anywhere.
 

Webster offers everything you need to establish, manage, and promote your web business using the latest technology and lowest cost in the industry. There are no hidden fees with Webster and we encourage comparison. You can start making money on the  web now 24 hours a day seven days a week with our easy ordering process. 

Step 1  Order an Webster Virtual Server and begin hosting with Webster. Have us install MCart ($200 for Webster customers). Use the MCart solution and turn your website into a virtual web store with full "real-time" around the clock electronic commerce capability.

Step 2  Fill out an application and apply for an Internet compliant merchant account through MCPS if you do not currently have one.  After you are approved for your Internet compliant merchant account, you can order your transaction server and gateway access. If you have an existing merchant account, you may apply for your transaction gateway immediately.
Step 3 Order your Gateway Access to obtain real-time payment processing capability. A payment processing service handles credit card transactions between a web store and merchant account in real time, taking approximately 10 to 20 seconds.

Ecommerce Comparison

  Typical Solution  WEBSTER SOLUTION
WebStore  $500-$5000 License $200 installation
Gateway
Setup

Monthly
Transaction Fee
        
$300-$800
$40-$80
20-40 cents
       
$190
$45
FREE
Merchant Account
Setup
Discount Rate
Transaction Fee
       
$250 - $300
2.75% - 3.5%
35-45 cents
Billed through MCPS
$150
2.35%
35 cents
Minimum $25/month

Bottomline: Webster offers a real-time, turnkey ecommerce solution with everything you need for as little as $70 a month. How much does, or would it cost you to manage a store, hire the people, and advertise your business world-wide using a traditional storefront 24 hours a day, seven days a week?  What would your start-up costs be? Consider using your Web Store to augment your current business model. 

There is NO other provider in the industry who can match Webster's ecommerce solution at this cost. Merchant Account discount fees and transaction fees depend upon the volume of business that you generate. Start your Web Store today and seize the opportunity to capitalize on the ecommerce revolution. Become a leader in your industry by grasping the implications of the new network economy. You are only limited by your imagination.

The Webster Communications Ecommerce Solution coordinates the transfer of funds between a customer's bank, a payment processing service, and  your bank. If the transaction is approved, funds are usually transferred to your (merchant) bank account within 36 to 72 hours.


 


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